Claims we handle
Other Property Damage Claims
Not every loss is a storm, a fire or a leak. If something else damaged your property, we can review your policy and help with the claim.
Other losses we help with
Vandalism & break-ins
Damage to doors, windows, interiors and property after a break-in or vandalism.
Theft
Stolen property and related damage, subject to your policy’s limits and requirements.
Falling trees & debris
Trees, limbs or other objects that damage a structure or fence.
Vehicle or object impact
A vehicle or other object striking your building or property.
Lightning & power surge
Electrical damage to systems and appliances, where your policy provides coverage.
Collapse & other
Some collapse and unusual losses are covered only in specific situations. We start with the policy language.
Every policy is different
Some policies list the specific causes of loss they cover. Others cover everything except what they exclude. Which type you have changes how a claim is evaluated.
That’s why we start by reading your policy before anything else.
If there was a crime
File a police report and keep the report number
Photograph the damage before cleanup
List what was taken or damaged
Tell your insurer promptly
Our process
We Handle the Claim. You Handle Everything Else.
01
Inspect & Document
We evaluate the property and document the full extent of the damage.
02
Review
We review your policy, the carrier’s estimate and existing documentation.
03
Prepare
We develop the scope, estimate and supporting documentation for the loss.
04
Represent
We communicate with the insurance carrier and participate in the adjustment process on your behalf.
05
Resolve
We work through differences in scope, pricing and documentation toward resolution of the claim.
Frequently asked questions
Does my policy cover this kind of loss?
Coverage depends on your specific policy and the circumstances of the loss. We can review your policy, applicable endorsements, and the reported damage to help you understand what coverage may apply to your claim.
What if I’m not sure what caused the damage?
That’s not uncommon. We can document the damage and circumstances surrounding the loss and help determine what information may be needed to properly present the claim to your insurance carrier.
What does a public adjuster cost?
Our fee is typically a percentage of the insurance claim proceeds and generally ranges from 10% to 30%, depending on the type and complexity of the claim, services required, and applicable state requirements. Your exact fee is discussed upfront and clearly stated in your written agreement before you hire us.
Can you guarantee a higher settlement?
No. Every claim is different, and no public adjuster can guarantee a specific outcome or settlement amount. What we can do is thoroughly evaluate and document your loss, present the claim to your insurance carrier, and advocate for the full amount you are entitled to under your policy.
Request a claim review.
Tell us what happened. We’ll look at your situation and explain your options. There is no cost to talk.
Fees are contingent on recovery on your claim.
Licensed public adjusters in NC, OH, VA & WV.
Prefer to talk now? Call (984) 900-1139.